寿险公司的偿还能力基本每个季度都会被评估一次,而一家公司的偿付能力跟参保人手中的保单息息相关,相当于一家保险公司的生命线,在2023年上半年过去后,很多保险公司已经逐渐公布了2023年偿付能力报告,62家保险公司,其中有7家不达标,2家偿付能力不足,上个季度风险综合评级在D级,排在第一位的新华养老,综合偿还能力可达2451.83%,风险等级综合评分达A级,风险评估等级达到AAA的有3家,分别是安联人寿、中英人寿和恒安标准,这三家寿险企业的偿还能力,其中安联人寿达250.87%、中英人寿达241.17%,恒安标准达187.82%。核心偿付能力排在前三的分别是新华养老的2391.49%,恒安标准养老达1489.51%,国寿养老达855.52%。
保险公司偿付率排行2023
序号 | 公司 | 综合偿付能力充足率 | 核心偿付能力充足率 | 上一季度风险综合评级 | ||
2023.06 | 环比 | 2023.06 | 环比 | |||
1 | 新华养老 | 2451.83% | ↑144pt | 2391.49% | ↑122pt | A |
2 | 恒安标准养老 | 1489.81% | ↓-46pt | 1489.51% | ↓-46pt | A |
3 | 国寿养老 | 872.38% | ↓-181pt | 855.52% | ↓-178pt | A |
4 | 国民养老 | 824.21% | ↓-135pt | 822.53% | ↓-135pt | A |
5 | 中美联泰 | 450.49% | ↓-3pt | 262.00% | ↑7pt | AA |
6 | 安联人寿 | 250.87% | ↑2pt | 223.22% | ↑6pt | AAA |
7 | 中英人寿 | 241.17% | ↓-8pt | 149.36% | ↓-4pt | AAA |
8 | 汇丰人寿 | 234.43% | ↑48pt | 184.37% | ↑46pt | BBB |
9 | 中韩人寿 | 232.93% | ↓-57pt | 215.34% | ↓-53pt | B |
10 | 中宏人寿 | 228.91% | ↑4pt | 143.56% | ↑5pt | AA |
11 | 华贵人寿 | 218.01% | ↓-55pt | 206.45% | ↓-50pt | B |
12 | 民生人寿 | 215.00% | ↑20pt | 156.00% | ↑14pt | BBB |
13 | 泰康人寿 | 204.83% | ↑1pt | 103.29% | ↑1pt | BB |
14 | 君龙人寿 | 201.65% | ↑48pt | 175.60% | ↑50pt | BB |
15 | 中信保诚 | 200.42% | ↓-2pt | 112.64% | ↓-1pt | BBB |
16 | 交银人寿 | 196.79% | ↓-1pt | 113.79% | ↑2pt | BBB |
17 | 恒安标准 | 187.82% | ↓-18pt | 144.29% | ↓-13pt | AAA |
18 | 招商信诺 | 186.07% | ↓-2pt | 104.64% | ↓-3pt | BBB |
19 | 国宝人寿 | 185.67% | ↑80pt | 164.78% | ↑80pt | B |
20 | 小康人寿 | 184.98% | ↓-34pt | 180.14% | ↓-34pt | BB |
21 | 中意人寿 | 181.51% | ↑3pt | 133.40% | ↑3pt | BBB |
22 | 中荷人寿 | 179.53% | ↑8pt | 131.92% | ↑6pt | BBB |
23 | 同方全球 | 178.00% | ↑2pt | 108.00% | ↑3pt | AA |
24 | 北京人寿 | 175.82% | ↓-3pt | 103.38% | ↓-2pt | BB |
25 | 财信人寿 | 174.53% | ↑8pt | 121.90% | ↑12pt | BB |
26 | 招商仁和 | 170.93% | ↓-12pt | 85.47% | ↓-6pt | BB |
27 | 信美人寿 | 167.15% | ↑8pt | 97.10% | ↑3pt | BB |
28 | 瑞泰人寿 | 164.37% | ↑27pt | 125.92% | ↑22pt | BB |
29 | 复星保德信 | 162.09% | ↑28pt | 131.05% | ↑25pt | B |
30 | 海保人寿 | 161.58% | ↓0pt | 158.72% | ↑0pt | BB |
31 | 国富人寿 | 160.24% | ↑16pt | 136.73% | ↑3pt | B |
32 | 泰康养老 | 159.87% | ↑1pt | 79.94% | ↑1pt | AA |
33 | 利安人寿 | 159.67% | ↑3pt | 84.15% | ↑4pt | B |
34 | 工银安盛 | 159.00% | ↓0pt | 97.00% | ↓-4pt | AA |
35 | 农银人寿 | 157.69% | ↓-3pt | 91.85% | ↓-3pt | BBB |
36 | 爱心人寿 | 157.49% | ↑32pt | 78.75% | t16pt | B |
37 | 华泰人寿 | 157.16% | ↓-1pt | 127.30% | ↓-1pt | AA |
38 | 陆家嘴国泰 | 157.01% | ↓-6pt | 119.88% | ↓-5pt | AA |
39 | 中银三星 | 154.64% | ↓15pt | 106.64% | ↓-14pt | AA |
40 | 东吴人寿 | 152.58% | ↓-9pt | 144.86% | ↓-10pt | BB |
41 | 长城人寿 | 151.16% | ↓0pt | 84.81% | ↓-2pt | BB |
42 | 光大永明 | 150.02% | ↑4pt | 85.15% | ↑7pt | B |
43 | 瑞华健康 | 145.64% | ↓-21pt | 78.57% | ↓-16pt | BB |
44 | 横琴人寿 | 143.98% | ↓-6pt | 111.74% | ↓-7pt | BB |
45 | 国联人寿 | 139.35% | ↓-13pt | 71.61% | ↓-5pt | BB |
46 | 鼎诚人寿 | 137.80% | ↓-13pt | 98.35% | ↓-16pt | BB |
47 | 和泰人寿 | 136.57% | ↓-23pt | 122.42% | ↓-25pt | BB |
48 | 英大人寿 | 136.29% | ↓-1pt | 76.36% | ↑3pt | B |
49 | 中邮人寿 | 132.27% | ↓-5pt | 70.68% | ↓-6pt | B |
50 | 中华人寿 | 129.53% | ↓-2pt | 80.85% | ↓-19pt | BB |
51 | 建信人寿 | 126.00% | ↓-7pt | 77.00% | ↓-4pt | BB |
52 | 弘康人寿 | 125.69% | ↓0pt | 79.81% | ↓-3pt | 尚未披露 |
53 | 德华安顾 | 124.59% | ↓-5pt | 77.15% | ↓-3pt | B |
54 | 信泰人寿 | 116.72% | ↑Ipt | 98.55% | ↓-1pt | 尚未披露 |
55 | 复星联合 | 106.49% | ↓-3pt | 53.25% | ↓-1pt | B |
56 | 华汇人寿 | 1332.76% | ↑1pt | 1328.38% | ↑1pt | C |
57 | 合众人寿 | 137.62% | ↓-10pt | 68.81% | ↓-5pt | C |
58 | 幸福人寿 | 128.99% | ↓-3pt | 73.17% | ↓-6pt | c |
59 | 长生人寿 | 110.60% | ↑3pt | 91.30% | ↓0pt | c |
60 | 渤海人寿 | 105.00% | ↓-1pt | 104.73% | ↓-1pt | c |
61 | 三峡人寿 | 75.13% | ↓-9pt | 70.02% | ↓-11pt | D |
62 | 北大方正 | 39.53% | ↓-16pt | 19.77% | ↓-8pt | D |