寿险公司的偿还能力基本每个季度都会被评估一次,而一家公司的偿付能力跟参保人手中的保单息息相关,相当于一家保险公司的生命线,在2023年上半年过去后,很多保险公司已经逐渐公布了2023年偿付能力报告,62家保险公司,其中有7家不达标,2家偿付能力不足,上个季度风险综合评级在D级,排在第一位的新华养老,综合偿还能力可达2451.83%,风险等级综合评分达A级,风险评估等级达到AAA的有3家,分别是安联人寿、中英人寿和恒安标准,这三家寿险企业的偿还能力,其中安联人寿达250.87%、中英人寿达241.17%,恒安标准达187.82%。核心偿付能力排在前三的分别是新华养老的2391.49%,恒安标准养老达1489.51%,国寿养老达855.52%。

保险公司偿付率排行2023

序号 公司 综合偿付能力充足率 核心偿付能力充足率 上一季度风险综合评级
2023.06 环比 2023.06 环比
1 新华养老 2451.83% ↑144pt 2391.49% ↑122pt A
2 恒安标准养老 1489.81% ↓-46pt 1489.51% ↓-46pt A
3 国寿养老 872.38% ↓-181pt 855.52% ↓-178pt A
4 国民养老 824.21% ↓-135pt 822.53% ↓-135pt A
5 中美联泰 450.49% ↓-3pt 262.00% ↑7pt AA
6 安联人寿 250.87% ↑2pt 223.22% ↑6pt AAA
7 中英人寿 241.17% ↓-8pt 149.36% ↓-4pt AAA
8 汇丰人寿 234.43% ↑48pt 184.37% ↑46pt BBB
9 中韩人寿 232.93% ↓-57pt 215.34% ↓-53pt B
10 中宏人寿 228.91% ↑4pt 143.56% ↑5pt AA
11 华贵人寿 218.01% ↓-55pt 206.45% ↓-50pt B
12 民生人寿 215.00% ↑20pt 156.00% ↑14pt BBB
13 泰康人寿 204.83% ↑1pt 103.29% ↑1pt BB
14 君龙人寿 201.65% ↑48pt 175.60% ↑50pt BB
15 中信保诚 200.42% ↓-2pt 112.64% ↓-1pt BBB
16 交银人寿 196.79% ↓-1pt 113.79% ↑2pt BBB
17 恒安标准 187.82% ↓-18pt 144.29% ↓-13pt AAA
18 招商信诺 186.07% ↓-2pt 104.64% ↓-3pt BBB
19 国宝人寿 185.67% ↑80pt 164.78% ↑80pt B
20 小康人寿 184.98% ↓-34pt 180.14% ↓-34pt BB
21 中意人寿 181.51% ↑3pt 133.40% ↑3pt BBB
22 中荷人寿 179.53% ↑8pt 131.92% ↑6pt BBB
23 同方全球 178.00% ↑2pt 108.00% ↑3pt AA
24 北京人寿 175.82% ↓-3pt 103.38% ↓-2pt BB
25 财信人寿 174.53% ↑8pt 121.90% ↑12pt BB
26 招商仁和 170.93% ↓-12pt 85.47% ↓-6pt BB
27 信美人寿 167.15% ↑8pt 97.10% ↑3pt BB
28 瑞泰人寿 164.37% ↑27pt 125.92% ↑22pt BB
29 复星保德信 162.09% ↑28pt 131.05% ↑25pt B
30 海保人寿 161.58% ↓0pt 158.72% ↑0pt BB
31 国富人寿 160.24% ↑16pt 136.73% ↑3pt B
32 泰康养老 159.87% ↑1pt 79.94% ↑1pt AA
33 利安人寿 159.67% ↑3pt 84.15% ↑4pt B
34 工银安盛 159.00% ↓0pt 97.00% ↓-4pt AA
35 农银人寿 157.69% ↓-3pt 91.85% ↓-3pt BBB
36 爱心人寿 157.49% ↑32pt 78.75% t16pt B
37 华泰人寿 157.16% ↓-1pt 127.30% ↓-1pt AA
38 陆家嘴国泰 157.01% ↓-6pt 119.88% ↓-5pt AA
39 中银三星 154.64% ↓15pt 106.64% ↓-14pt AA
40 东吴人寿 152.58% ↓-9pt 144.86% ↓-10pt BB
41 长城人寿 151.16% ↓0pt 84.81% ↓-2pt BB
42 光大永明 150.02% ↑4pt 85.15% ↑7pt B
43 瑞华健康 145.64% ↓-21pt 78.57% ↓-16pt BB
44 横琴人寿 143.98% ↓-6pt 111.74% ↓-7pt BB
45 国联人寿 139.35% ↓-13pt 71.61% ↓-5pt BB
46 鼎诚人寿 137.80% ↓-13pt 98.35% ↓-16pt BB
47 和泰人寿 136.57% ↓-23pt 122.42% ↓-25pt BB
48 英大人寿 136.29% ↓-1pt 76.36% ↑3pt B
49 中邮人寿 132.27% ↓-5pt 70.68% ↓-6pt B
50 中华人寿 129.53% ↓-2pt 80.85% ↓-19pt BB
51 建信人寿 126.00% ↓-7pt 77.00% ↓-4pt BB
52 弘康人寿 125.69% ↓0pt 79.81% ↓-3pt 尚未披露
53 德华安顾 124.59% ↓-5pt 77.15% ↓-3pt B
54 信泰人寿 116.72% ↑Ipt 98.55% ↓-1pt 尚未披露
55 复星联合 106.49% ↓-3pt 53.25% ↓-1pt B
56 华汇人寿 1332.76% ↑1pt 1328.38% ↑1pt C
57 合众人寿 137.62% ↓-10pt 68.81% ↓-5pt C
58 幸福人寿 128.99% ↓-3pt 73.17% ↓-6pt c
59 长生人寿 110.60% ↑3pt 91.30% ↓0pt c
60 渤海人寿 105.00% ↓-1pt 104.73% ↓-1pt c
61 三峡人寿 75.13% ↓-9pt 70.02% ↓-11pt D
62 北大方正 39.53% ↓-16pt 19.77% ↓-8pt D